Apply for a business mortgage? Up to 70% LTV

From $100,000

A business mortgage is the solution for entrepreneurs who want to invest in business real estate. Whether you want to buy, refinance or expand business premises, at Briqwise, we offer flexible and customized financing that fits your business plans. With transparent terms and competitive rates, we help you quickly and efficiently get the financing you need to grow your business.

Do our quick scan

Calculate interest and monthly payments

What is a business mortgage

A business mortgage is a loan designed specifically for entrepreneurs and companies that want to buy, renovate or refinance commercial real estate. With a business mortgage, your company can benefit from longer maturities and lower interest rates compared to other financing options. Obtaining a business mortgage requires, among other things, an assessment of the financial health of your company and a valuation of the intended property.

At Briqwise, we connect entrepreneurs, like you, who need a business mortgage with suitable investors. Thanks to our extensive network and expertise, we can find the best possible financing solution for every company. This allows companies to effectively finance their growth and development with the most appropriate business mortgage.

Take out a business mortgage with Briqwise

At Briqwise, we understand that taking out a business mortgage is an important step in realizing your business real estate plans. Whether you want to buy, expand, or refinance a business property, we offer flexible and customized business mortgages that meet your specific business needs. With a Briqwise business mortgage, you can count on a fast and transparent process, so you have immediate access to the financing you need.

We offer business mortgages for various types of real estate, from offices to retail buildings and industrial buildings. With flexible terms and personal guidance, we ensure that your company has the space to grow and remain successful.

How to apply for your business mortgage

Applying for a business mortgage with Briqwise is simple and efficient. Complete our online application form with the details of the property and financing you need. Based on this information, we can quickly make a proposal that is tailored to your business and investment plans. After we receive your request, our team will start assessing your business premises and financing options.

We strive for rapid approval, so that you have clarity about your business mortgage within a short time. At Briqwise, we ensure a smooth process so that you can invest in your business without delay.

Take the rapid test

A business mortgage in 6 steps

Getting a business mortgage through Briqwise is easier than you think. With our step-by-step process, we guide you from start to finish, so that you can realize your financing without stress. Wondering how it works? Here are the five steps:

Submit a request

The adventure starts with submitting your application. You can easily do this via the registration form, where you fill in some basic information about yourself and the property. You will have this arranged in no time.

Property assessment

After your request has been received, we will start assessing the property. Our experts look at the value and potential of your property. This is an important step because it determines how much you can borrow. But don't worry, we'll keep you up to date all the time.

Approval

If the review is positive, your application will be approved.

Placement on the platform

We then place them on our platform. Here, investors can view your project and decide whether they want to invest. This makes our process unique and flexible, because we work with a broad network of investors.

Matching investor (s)

Now comes the exciting part: finding the right investors. Thanks to our platform and network, this is usually very fast. Investors see the potential in your real estate and want to contribute to your dream. Before you know it, your funding will be complete.

Payout

The final step is the payout. Once the investors have been found and everything has been arranged, you will be paid the necessary amount. Now you can finally get started with your real estate. And best of all? You have nothing to worry about.

With these five steps, Briqwise makes obtaining a business mortgage simple and clear. We'll guide you through every step, so you always know where you stand. Ready to get started? Submit your application today and take the first step!

Important before applying for a business mortgage

Before applying for a business mortgage, it's important to consider a few things. First of all, it's essential to have a good financial plan for your real estate project. What is the value of the business property you want to finance, and how much capital do you need? A realistic valuation and a clear insight into your financial situation help you get the right mortgage conditions.

With or without a broker

When applying for a business mortgage, you can choose to do this with or without an intermediary. An intermediary can advise you on the best mortgage options for your company and guide you through the application process. This can be especially useful if you have less experience with corporate real estate financing.

On the other hand, you can also apply for a business mortgage directly from Briqwise without the intervention of an intermediary. This saves costs and gives you full control over the request. Whichever route you choose, Briqwise is ready to support you with expert advice and a quick settlement of your business mortgage.

Buying or refinancing your business premises

Are you faced with the choice of buying new business real estate or refinancing your existing business premises? Both options have advantages, depending on your business strategy. Buying a new property offers you the opportunity to expand your business and take advantage of new opportunities. However, refinancing can be attractive if you have existing properties and want to obtain better mortgage conditions, such as lower interest rates or more flexible repayment terms.

At Briqwise, we help you make the right choice. Whether you choose to buy new property or refinance, we'll make sure your financing is arranged quickly and smoothly so you can focus on growing your business.

Amortization free for 50% of the business mortgage

At Briqwise, we offer the opportunity to keep up to 50% of your real estate financing amortization free. This means that during the term, you only pay interest on this part of the loan, without having to repay the principal. This gives you more financial space to invest in other aspects of your business or to take advantage of new real estate opportunities.

The amortization free option is ideal for entrepreneurs who want to reduce their monthly payments while maintaining their liquidity. With flexible terms and clear agreements, we ensure that you can continue to invest in your business real estate plans without worries.

Commercial Business Mortgage Interest Rate

The interest rate on a business mortgage is an important factor that determines what your monthly expenses will be. At Briqwise, we offer transparent and competitive interest rates that match your financing needs and the value of the property. The interest rate on a business mortgage is determined based on various factors, such as the value of the property, the term of the loan and your company's risk assessment.

At Briqwise, we ensure that you always have clarity about the interest conditions, without hidden costs. This way, you can take out your business mortgage with confidence, knowing that you're getting the best terms for your investment.

Calculate a business mortgage

Calculating your business mortgage is an important part of planning your investment in commercial real estate. At Briqwise, we help you quickly and easily understand how much you can borrow based on the value of your business premises and your financial situation. With our tools and expertise, you can accurately calculate the monthly payments and the term of your mortgage, so you know exactly where you stand.

Whether you want to buy new business premises or refinance your existing property, we'll make sure you know exactly how much you can borrow and under what conditions. With Briqwise, you can calculate your business mortgage quickly and efficiently and arrange the financing that your company needs.

Our statistics

Since 2019, Briqwise has been ensuring that entrepreneurs realize dreams and investors secure their financial future. Sober, no hassle, just do it, that's us.

$ 406m+

Funded volume

700+

Funding provided

Avg <14 days

Application for money in the bank

97%+

Funding success rate

*This data has been compiled by Briqwise and shows historical data up to April 2024.

Briqwise Success Stories

All these entrepreneurs do what they are good at, doing business. We are proud to contribute to this. Briqwise has built up a lot of knowledge in the field of business financing of real estate and ensures that your money keeps moving.

Entrepreneur talking

How do you arrange financing for your business premises?

Six years ago I started my own skin therapy practice. We were doing well – growing fast and needing extra space. So we started looking to buy a business premises with more room and as a pension provision.

Doortje about Briqwise

The benefits of a business mortgage with Briqwise

At Briqwise, you benefit from speed, flexibility and customization when you take out a business mortgage. Our business mortgages are specifically designed to help entrepreneurs grow and expand. Whether you want to buy a new building, refinance an existing one or expand your business space, we provide the right financing solution.

Speed

One of the biggest advantages of a business mortgage with Briqwise is the speed. No one likes long waiting times, right? With us, you will have clarity about your request in no time. Thanks to our efficient process, you can switch quickly.

Flexibility

In addition, we offer enormous flexibility. We have the solution that's right for you. Our range is diverse and adapts to your specific situation. No hassle, just customization.

Real estate as the most important assessment criterion

Another unique advantage is that we use real estate as the most important assessment criterion. This means that we mainly look at the value and potential of your property, which significantly increases the chances of success of your application. This allows you to secure the financing without worries.

High success rate

Thanks to our unique approach and focus on real estate, you have a great chance of success at Briqwise. We look beyond traditional banks and offer solutions that really work for entrepreneurs and real estate developers.

From 100k and an LTV up to 70%

With funding from 100k and an LTV up to 70%, we offer solutions that suit a wide range of budgets and needs. So, why should you still have doubts? Discover the benefits of borrowing business money with Briqwise today.

Personal contact

Personal contact is also our top priority. Although we've automated a lot, we think it's important that you can always speak to someone for advice and guidance. This ensures that you never feel lost in the process.

Most recent blogs

All blogs

29/10/2024

The rise of alternative financing: why more borrowers are moving away from banks

14/1/2022

3 ways to finance real estate for your business

How do you finance real estate if the bank says' no 'to your request for financing? We've outlined the most common alternatives below:

28/4/2021

“Briqwise solves 2 problems”

You want to have your property financed through the bank, but this process takes a long time and doesn't get off the ground? Are you looking for a safe investment for your money because you pay negative interest rates? Get to know Briqwise Real Estate Financing. We offer the solution to both problems. Briqwise: The platform for real estate financing The Briqwise platform brings entrepreneurs

Frequently asked questions about commercial property loans

What documentation do I need to provide?

Initially, you provide the most important information about the collateral to be financed and the desired loan amount via the application form.

After that, we need more information from you, such as:
* A valuation report prepared by a certified appraiser
* Copy of ID
* Lease agreements (when the property is rented)
* Purchase contract (upon purchase)

Are you applying for funding through your company? Then we need more:
* Recent financial statements

What are the costs of an application?

More details about the costs can be found on our rates page.

What types of properties can be financed?

Whether properties for rent, properties for personal use or a combination of both: they are all welcome at Briqwise. (Commercial) homes, business units, office buildings, recreational real estate, hospitality properties, retail real estate, combination buildings, agricultural companies or agricultural land: almost any form of business real estate can be considered collateral for us. Real estate that we do exclude are properties related to the sex industry, (soft) drugs or the arms industry.

Can my financial advisor or intermediary submit an application on my behalf?

Definitely! Intermediaries that are known to us can submit a financing request via the intermediary portal. Is this the first time that your advisor works with Briqwise? Through our brokers page he or she simply creates an account.

What information do investors see?

At Briqwise, we draw up a so-called Information Memorandum. In this document, we write about the funding goal, the collateral, your background as an entrepreneur and the repayment capacity. We also add a good photo and the terms and conditions of the financing. This Information Memorandum can request investors who are interested in providing the funding. Approval of this memorandum takes place while signing your Consent Letter.

The information in the memorandum will not appear on our website and can only be requested by investors who are connected to the Briqwise platform.

How long does a journey via Briqwise take?

You will always receive an indication of the feasibility and financing conditions within 24 hours. We will then complete the file and will be happy to schedule an appointment with you afterwards. The sooner you provide the necessary documentation, the faster we can switch. Our internal review takes 2 business days. After that, you will receive our Consent Letter, or the quote. Once you have signed this letter, we will approach our investor pool. Most applications are claimed within a few days. Has the investor legally confirmed his claim? Then we send the file to the notary.

How does penalty-free repayment work and what are the benefits?

Financing provided via our platform can be repaid without penalty. This means that you can repay the loans you borrow through Briqwise without having to pay a penalty. How nice is that?! Do you want to make use of extra repayments? These are always deducted on the interest due date. This falls on the last day of the month.

The advantage of penalty-free repayments is that you are extremely flexible with your business. For example, are you having a good year and therefore money left over? Then you can make extra payments on your financing without penalty. Are you on the other hand financially? Then you won't pay extra, no problem. Extra repayment is nice because it reduces your monthly interest burden. For example, interest is only charged on the outstanding loan amount.

What are the requirements for a business mortgage?

Requirements may vary, but our team will guide you through the entire process and ensure that you meet all necessary conditions.

Also real estate financing, without a bank?

Are you an entrepreneur looking for a mortgage for your business or investment property? Would you like to know more about the business financing options for your company with real estate as collateral?

Check your options

Personal contact with Kamsen?

Call +61 400 828 848 or

Click here to schedule a (video) meeting