Flexible and fast commercial property loans

From $50,000

Apply in around 60 seconds and expect quick turnarounds. It’s obligation free and confidential.
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Tailored financing for your entrepreneurial vision

At Briqwise, we recognise that every loan application is unique. That’s why we offer three distinct types of financing to meet your specific needs.

Bridging loan

Buy or refinance your property
Ideal for all entrepreneurs and professional investors, from newcomers to seasoned experts, covering both residential and commercial real estate.
More info
  • Low repayment pressure  
  • No exit fees
  • Rapid turnaround Tmes
  • Max Loan-to-Value of 70%
  • Max Loan-To-Value of 70%

Development loan

Finance your renovation or new build
Designed for entrepreneurs and professional investors looking to transform their properties or build their dream project, whether residential or commercial.
More info
  • Capitalised interest
  • Max Loan-to-Value of 65%
  • Rapid turnaround times
  • In-house construction team

Businessfunding

Financing your business growth
For ambitious entrepreneurs who want to use their own building as collateral to finance their business.
More info
  • All property types
  • Low repayment pressure
  • Penalty-free repayment
  • Purpose not related to real estate
  • Max LTV = 75%

Financing business real estate with Briqwise

At Briqwise, we recognise that investing in commercial real estate is a crucial step for your business’s growth and expansion. Whether you're looking to buy or refinance an office building, retail space, or industrial property, we offer flexible financing solutions tailored to your needs. Our customised business real estate financing provides you with quick access to the resources necessary to realise your investment, all without unnecessary hassle.

We pride ourselves on a simple and transparent process, allowing you to focus on seizing business opportunities. With Briqwise, you can count on speed, flexibility, and personalised service for all your real estate financing needs.

How to apply for a business property loan

Applying for commercial real estate financing with Briqwise is straightforward and efficient. Simply complete our online application form, detailing the property and your financing requirements. This helps us quickly assess your project and funding needs.

Once you submit your application, our experts will begin the assessment immediately. We aim to clarify your financing options promptly, so you can continue your real estate project without delays. At Briqwise, we ensure a smooth process, allowing you to focus fully on expanding your real estate portfolio.

Borrowing money for business real estate in 6 steps

Securing business real estate financing through Briqwise is simpler than you might think. Our step-by-step process guides you from start to finish, ensuring a stress-free experience. Curious about how it works? Here are the six steps:
1
Complete the online application
Fill out our user-friendly online form with details about your property and financing needs.
2
Assessment
After submission, our team conducts a preliminary review to understand your project and requirements.
3
Formal approval
Our financing specialists evaluate your application and the property, identifying the best financing options for you.
4
Receive tailored options
We provide you with clear, customised financing solutions to help you make informed decisions.
5
Loan documents
Our legal team will prepare the loan documents for your execution.
6
Access your funds
Once everything is in place, you’ll quickly receive the funds needed to move forward with your real estate project.
With these five steps, Briqwise makes obtaining commercial real estate financing simple and clear. We'll guide you through every step, so you always know where you stand. Ready to get started? Submit your application today and take the first step!

Important considerations before applying for a business property loan

Before you apply for business real estate financing, it’s crucial to consider a few key factors. Start by formulating a clear financing plan: determine how much capital you need and how you intend to use it. A well-structured plan will not only help you secure the best terms but also increase your chances of successfully completing your real estate vision.  

Buying or refinancing your property

Are you considering whether to buy a commercial property or refinance an existing one? Both options come with unique advantages. Purchasing a property allows you to expand and seize new business opportunities, while refinancing your existing properties can provide more flexible repayment options or capital needed to grow for your business. At Briqwise, we’re here to help you make the best choice for your situation. Whether you decide to purchase or refinance, we ensure a quick and seamless financing process, allowing you to focus on building the future of your business without delays.

Commercial property loan interest rates

When seeking financing for commercial real estate, the interest rate plays a crucial role. At Briqwise, we provide competitive and transparent interest rates tailored to your specific financing needs and property value. Our rates are determined by several factors, including the market value of the property, loan duration, and a thorough risk assessment of the project.

Our priority is to offer clear and flexible interest rates that align with your business goals. With Briqwise, you’ll always know exactly where you stand, allowing you to invest confidently in commercial real estate without any surprise

Renovate or build

Are you deciding between renovating your property or constructing a brand-new building? Both choices come with unique benefits. Renovating can be a cost-effective way to enhance the value and functionality of your property, often with shorter lead times that deliver faster results.

Alternatively, building new offers the chance to create a fully customised space that perfectly suits your company's needs. This approach can provide greater long-term value and flexibility. At Briqwise, we finance both renovation and new construction projects, helping you make the best decision for your business. We ensure that your funding is arranged quickly and smoothly, so your project can start without delay

Commercial property loan interest rate

When applying for financing for commercial real estate, the interest rate is an important factor. At Briqwise, we offer competitive and transparent interest rates that match your financing needs and property value. The interest rate is determined based on various factors, including the market value of the property, the duration of the loan and the risk assessment of the project.

Our focus is on offering clear and flexible interest rates that suit your business situation. At Briqwise, we make sure you know exactly where you stand, so you can keep investing in commercial real estate without surprises.

Renovate or build new business real estate

Are you considering renovating your business property or building an entirely new building? Both options have their own benefits. Renovating your existing property can be cost efficient and helps to increase the value and functionality of the property. In addition, the lead time is often shorter, so you see results faster.

On the other hand, new construction offers the opportunity to create a fully customized building that exactly meets the needs of your company. In the long term, this can add more value and offer extra flexibility. At Briqwise, we finance both renovations and new construction projects. We'll help you make the right choice and ensure that your funding is arranged quickly and smoothly so that your project can get started without delay.

Our statistics

Since 2019, Briqwise has been ensuring that entrepreneurs realize dreams and investors secure their financial future. Sober, no hassle, just do it, that's us.

$ 406m+

Funded volume

700+

Funding provided

Avg <14 days

Application for money in the bank

97%+

Funding success rate
*This data has been compiled by Briqwise and shows historical data up to April 2024.

Briqwise Success Stories

All these entrepreneurs do what they are good at, doing business. We are proud to contribute to this. Briqwise has built up a lot of knowledge in the field of business financing of real estate and ensures that your money keeps moving.

Entrepreneur talking

How do you arrange financing for your business premises?

Six years ago I started my own skin therapy practice. We were doing well – growing fast and needing extra space. So we started looking to buy a business premises with more room and as a pension provision.
Entrepreneur talking

I have space to do business again

As a hospitality entrepreneur, I paid for everything nicely for years, but when corona came, the bank wanted to get rid of me. Briqwise's attitude was completely different: “How can we help you?”
Entrepreneur talking

Briqwise helped me buy my business property

After working as an employee for a while, I had the opportunity to take over the company where I worked. I seized that opportunity with both hands. Since I was at the helm myself, the business has been going fast!
Entrepreneur talking

Financing that suits John's needs

After a successful (international) career, John (55) recently retired from employment and is currently working full-time for a foreign client on a self-employed basis.

The benefits of real estate finance with Briqwise

Why choose Briqwise for commercial real estate finance? The answer is straightforward: speed, flexibility, and customized solutions. Whether you're looking to purchase a new property, expand, or renovate your existing space, we offer financing options tailored to your unique needs. Our focus is on simplicity and efficiency, ensuring you don't lose valuable time navigating the process

Speed

One of the biggest advantages of a commercial mortgage with Briqwise is speed. Nobody likes long waiting times, right? With our streamlined process, you'll get clarity on your application in no time. We ensure a fast, efficient experience, allowing you to make quick decisions and keep your projects moving forward  

Flexibility

At Briqwise, we offer exceptional flexibility. We have solutions that are perfectly suited to your needs, no matter your situation. Our diverse range of options adapts to your specific requirements—no hassle, just tailored solutions that work for you.

Real estate as the primary assessment criterion

One of our unique advantages is that we prioritise real estate as the most important assessment criterion. We focus primarily on the value and potential of your property, which significantly increases the chances of your application's success. This approach allows you to secure funding with greater confidence and peace of mind.

High success rate

With our unique approach and emphasis on real estate, Briqwise boasts a high success rate for loan applications. We go beyond traditional banks, providing tailored solutions that genuinely work for entrepreneurs and real estate developers. Your success is our priority, and we’re here to help you achieve your goals.

Loans from $500K and up the 70% LVR

With financing starting from $100K and an LTV of up to 70%, we provide solutions that accommodate a wide range of budgets and needs. Why hesitate? Discover the advantages of securing business financing with Briqwise today.

Personal contact

Personal contact is also our top priority. Although we've automated a lot, we think it's important that you can always speak to someone for advice and guidance. This ensures that you never feel lost in the process.

Frequently asked questions about briqwise loans

What documentation do I need to provide?

Initially, you provide the most important information about the collateral to be financed and the desired loan amount via the application form.

After that, we need more information from you, such as:
 * A valuation report prepared by a certified appraiser
 * Copy of ID
 * Lease agreements (when the property is rented)
 * Purchase contract (upon purchase)

Are you applying for funding through your company? Then we need more:
 * Recent financial statements

What are the costs of an application?

More details about the costs can be found on our rates page.

How long does a journey via Briqwise take?

You will always receive an indication of the feasibility and financing conditions within 24 hours. We will then complete the file and will be happy to schedule an appointment with you afterwards. The sooner you provide the necessary documentation, the faster we can switch. Our internal review takes 2 business days. After that, you will receive our Consent Letter, or the quote. Once you have signed this letter, we will approach our investor pool. Most applications are claimed within a few days. Has the investor legally confirmed his claim? Then we send the file to the notary.

What information do investors see?

At Briqwise, we draw up a so-called Information Memorandum. In this document, we write about the funding goal, the collateral, your background as an entrepreneur and the repayment capacity. We also add a good photo and the terms and conditions of the financing. This Information Memorandum can request investors who are interested in providing the funding. Approval of this memorandum takes place while signing your Consent Letter.

The information in the memorandum will not appear on our website and can only be requested by investors who are connected to the Briqwise platform.

Can my financial advisor or intermediary submit an application on my behalf?

Definitely! Intermediaries that are known to us can submit a financing request via the intermediary portal. Is this the first time that your advisor works with Briqwise? Through our brokers page he or she simply creates an account.

What types of properties can be financed?

Whether properties for rent, properties for personal use or a combination of both: they are all welcome at Briqwise. (Commercial) homes, business units, office buildings, recreational real estate, hospitality properties, retail real estate, combination buildings, agricultural companies or agricultural land: almost any form of business real estate can be considered collateral for us. Real estate that we do exclude are properties related to the sex industry, (soft) drugs or the arms industry.

How does penalty-free repayment work and what are the benefits?

Financing provided via our platform can be repaid without penalty. This means that you can repay the loans you borrow through Briqwise without having to pay a penalty. How nice is that?! Do you want to make use of extra repayments? These are always deducted on the interest due date. This falls on the last day of the month.

The advantage of penalty-free repayments is that you are extremely flexible with your business. For example, are you having a good year and therefore money left over? Then you can make extra payments on your financing without penalty. Are you on the other hand financially? Then you won't pay extra, no problem. Extra repayment is nice because it reduces your monthly interest burden. For example, interest is only charged on the outstanding loan amount.

 

What are the requirements for a business mortgage?

Requirements may vary, but our team will guide you through the entire process and ensure that you meet all necessary conditions.

Real estate financing, without the bank

Are you an entrepreneur seeking a mortgage for your business or investment property? Do you want to learn more about finance options that utilise real estate as collateral? We’re here to help you explore tailored solutions for your company.
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