Financing a retail property? Financing up to 70% of value

Do you want to finance your retail property without hassle and long waiting times? At Briqwise, you get a mortgage for a retail property quickly and flexibly. We understand that entrepreneurs, real estate developers and investors often run into walls with traditional banks. That's why we offer an alternative that helps you finance your retail property without complicated procedures.

Take the rapid test

Take out a retail mortgage with Briqwise

Our unique approach is about personal contact and customization. We listen to your story and mainly look at the value of commercial real estate, not just your papers. Whether you want to open a new store, renovate or refinance your existing building, Briqwise has you covered. We make the financing process simple and fast, so you can focus on what really matters: growing your business.

Met onze snelle en transparante werkkapitaal financieringen kun je rekenen op directe toegang tot de middelen die je nodig hebt. Bij Briqwise begrijpen we dat je als ondernemer snel moet kunnen schakelen, en wij zorgen ervoor dat je dit zonder vertraging kunt doen.

How do you apply for financing your retail property?

It's very simple: do the rapid test, provide your project details, and we will respond to your request within 24 hours. It's all about speed, flexibility and personal contact, so you can fully focus on realizing your dream. The goal is to ultimately bring you into contact with potential investors. No complicated procedures or long waiting times.

Na ontvangst van je aanvraag starten onze experts direct met de beoordeling. Binnen korte tijd krijg je duidelijkheid over de financieringsmogelijkheden en kun je rekenen op een soepele afhandeling. Bij Briqwise zorgen we ervoor dat je snel toegang hebt tot het werkkapitaal dat jouw bedrijf nodig heeft om te groeien.

Take the rapid test

Financing a retail property in 6 steps

Are you thinking about financing your own retail property? At Briqwise, we make it easy and fast with our five-step plan. We'll take you through every step so you know exactly what to expect.

Submit a request

It all starts with a simple request. You fill online a form in with basic information about your property and financial situation. No complicated paperwork, just the basis to get off to a flying start.

Property assessment

Our experts will take a thorough look at your store. Here, we mainly pay attention to the value of the commercial property, not just your credit history. This makes our process much more accessible and flexible. Your retail property is like an asset that increases your chances.

Approval

After the assessment of the property, your application is approved and then the credit proposal that you, as an entrepreneur, must agree to.

Placement on the platform

Is everything alright? Then we will place your project on our platform. This means that your financing request becomes visible to our network of investors. The goal is to find a match that perfectly matches your wishes and needs. This process ensures that you get access to the best financing options.

Matching investor (s)

Now that your project is on the platform, we will actively look for suitable investors. We match you with investors who are interested in your project. This can be one investor or a group of investors, depending on the funding required.

Payout

The final step is disbursing the funding. Once the investors have been matched and all contracts have been passed by the notary, the money will be transferred. This means that you can quickly start realising your plans for the retail property.

At Briqwise, it's all about speed, flexibility and personal contact. We help you finance your retail property hassle-free, so you can focus on what really matters: growing your business.

Important tips for a retail mortgage

Are you going to finance a retail property? Super exciting! But there are a few things you really shouldn't forget before applying for that mortgage. Here are some helpful tips to help you get started.

Apply for retail property financing with or without an intermediary?

You can choose to apply for financing yourself or do this through an intermediary or intermediary. Applying yourself means that you have direct contact with the lender. This can be faster and you have more control. However, an intermediary can take a lot of work off your hands and often has access to multiple financing options. They're like a personal guide who guides you through the process.

Kies je ervoor om direct bij Briqwise te financieren? Dat kan natuurlijk ook. Zonder tussenkomst van een intermediair bespaar je kosten en behoud je volledige controle over het proces. Welke keuze je ook maakt, ons team staat klaar om je te ondersteunen en te adviseren bij elke stap.

Renovate your store or build a new one?

Are you thinking about renovating your current retail building or building a completely new one? Both options have their pros and cons. Renovation can be cheaper and take less time. But new construction gives you the chance to design everything exactly according to your needs. It's like choosing between refurbishing an old bike or buying a brand new one.

Aan de andere kant biedt nieuwbouw de mogelijkheid om vanaf de basis een volledig duurzaam pand te creëren. Dit kan duurzamer zijn op de lange termijn en biedt meer ontwerpvrijheid. Bij Briqwise bieden we financieringsoplossingen voor zowel verduurzaming als nieuwbouw. Wij helpen je bij het maken van de beste keuze en zorgen voor een soepel financieringsproces.

Buying or refinancing your retail property?

If you want to buy a new retail property, take a good look at the location and condition of the property. These are important funding factors. Do you want to refinance? This can be useful if you can get better terms or want to free up money for other investments. It's like transferring your mortgage to take advantage of lower monthly payments.

Met heldere voorwaarden en zonder verborgen kosten weet je bij Briqwise precies waar je aan toe bent. Onze financieringsoplossingen zorgen ervoor dat je verduurzamingsproject financieel haalbaar blijft, terwijl je profiteert van een verbeterde energiebalans en een verhoogde vastgoedwaarde.

Amortization free for 50% retail property mortgage

At Briqwise, you can opt for an amortization free mortgage up to 50% of the value of your retail property. This means lower monthly payments because you only pay interest on that part of the loan. Ideal if you want to keep more cash flow for your company. It's like putting part of your loan 'on hold' for a while.

De aflossingsvrije optie is ideaal voor ondernemers die hun maandlasten willen verlagen en tegelijkertijd willen profiteren van lagere energiekosten en een verhoogde vastgoedwaarde. Met flexibele voorwaarden zorgen wij ervoor dat je verduurzamingsplannen financieel haalbaar en efficiënt zijn.

Our statistics

Since 2019, Briqwise has been ensuring that entrepreneurs realize dreams and investors secure their financial future. Sober, no hassle, just do it, that's us.

$ 406m+

Funded volume

700+

Funding provided

Avg <14 days

Application for money in the bank

97%+

Funding success rate

*This data has been compiled by Briqwise and shows historical data up to April 2024.

Entrepreneur talking

How do you arrange financing for your business premises?

Six years ago I started my own skin therapy practice. We were doing well – growing fast and needing extra space. So we started looking to buy a business premises with more room and as a pension provision.

Doortje about Briqwise

The benefits of a retail mortgage via Briqwise

When you think about financing a retail property, you naturally want to know what makes Briqwise so unique. So let's take a look at the benefits of our retail mortgage.

Quickness

At Briqwise, it's all about speed. No endless waiting times like traditional banks. We'll make sure you know where you stand in no time. Compare it to a fast car that takes you directly to your destination without unnecessary stops.

Flexibility

We understand that no entrepreneur is the same. That's why we offer customized solutions that exactly suit your situation. It's like a flexible yoga teacher who adapts to your level and needs so you're always comfortable.

High success rate

With Briqwise, you have a much higher chance of approval of your application. After all, we mainly look at the value of your commercial property, not just your financial history. This means that with us, you have a better chance of realizing your dream.

No hassle in the application process

Paperwork? That is in the past. Our application process is simple and hassle-free. You don't have to fill out stacks of documents.

Personal contact

Despite our advanced technology, we strongly believe in personal contact. You can always count on a real person on the other end of the line to answer your questions and guide you through the process. It's like having a personal guide to show you the way.

LTV up to 70%

With Briqwise, you can finance your commercial real estate up to 75% Loan to Value (LTV) ratio. This means that you can finance up to 75% of the value of your retail property, giving you more space to invest in your business.

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Frequently asked questions about financing a shophouse

How long does it take to apply for funding?

We aim to achieve financing as soon as possible after receipt of the application. This can be achieved within a few days. However, this also depends mainly on the pace at which you provide the necessary information.

The first step in the application process is to fill in the details on the application form. After receiving this information, an initial assessment will take place within one business day and, if the policy is positive, we will send you a financing plan. If this funding setup is in line with your expectations, after receiving any missing documentation, we will further work out the file and our Letter of Consent will follow. This states all the terms and conditions of the financing. As soon as you sign this Consent Letter, we will contact our investors and they will be able to claim the funding. This is usually fast, but the period that stands for this varies and depends on the financing offered.

After an investor has claimed the financing, we start the notarial process.

What information do I need to provide?

Initially you only need to provide the most important information about the property to be financed. See the application form.

Later, we will require more information such as:

A valuation report prepared by an approved and certified appraiser
Any lease agreements
Your most recent Income Tax Return
Recent financial statements
A copy of your identification
A recent excerpt from the Commercial Register

When the Financing Agreement is finalised and the Mortgage Deed completed, a solicitor will process your proof of identity and search the Land Registry for information on other mortgages and any restrictions.

How well is my data protected with Briqwise?

Briqwise adheres to all requirements regarding the protection of data contained in the General Data Protection Regulation (GDPR).

Who finances real estate?

Your property is financed by a Briqwise investor instead of a bank. The mortgage deed passes to the notary and you pay interest and repayment to the investor.

How can I apply for financing with Briqwise?

You can apply for financing on the website by filling out the application form.

If Briqwise’s evaluation of your application is positive, we will contact you to make an appointment. During the intake interview, we meet and discuss the property and your company. In preparation for our meeting, we’ll need you to provide information including annual financials (cash flow, profitability, solvency etc) an Income Tax Return and any publicly available information such as land tax.

If we both choose to move forward, Briqwise will prepare a quotation. After signing, we’ll prepare an Engagement Letter that contains information about you, the financing, and the property. Then we will make the financing available on our website and send the Information Memorandum to interested investors. If an investor makes a claim for your financing, an appointment will be made with a solicitor, after which you will receive your loan.

Then Briqwise will manage the loan and collect monthly instalments.

What does financing with Briqwise cost?

All financing costs for property buyers are listed on the fees page of the website.

Will my data be accessible to everyone?

Data concerning the property (photos, use, location, and the like) as well as the financing (loan amount, term, interest rate percentage, and the like) will be made available on the Briqwise website and will be accessible to anyone. An appraisal report, data about your company and personal information will only be provided to investors who have been accepted by Briqwise interested in providing finance.

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What are the requirements for a business mortgage?

Requirements may vary, but our team will guide you through the entire process and ensure that you meet all necessary conditions.

Will you finance my retail property?

Are you ready to finance your retail property without hassle? At Briqwise, we are here to help you quickly and flexibly. Why wait when you can get started right away? Our experts are ready to answer your questions and guide you through the entire process.

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Call +61 400 828 848 or

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