Financing real estate via Briqwise

From €100,000

The Briqwise platform brings investors and entrepreneurs together. The entrepreneur would like to buy real estate on flexible terms or take out financing with real estate as collateral. The investor is looking for a safe and reliable way to make a return on his assets.

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What is investing in mortgages?

Investing in mortgages is very simple and especially attractive for those looking for a safe investment with a stable return. At Briqwise, we are happy to help you better understand and make use of this form of investment.
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So, what exactly does investing in mortgages mean? When you invest in a mortgage, you are actually providing a loan to an entrepreneur or company, who can use it to finance real estate, for example. The special thing about this form of investment is so-called mortgage security. This means that the loan is secured by real estate, such as a home or business premises. In the unlikely event that things go wrong, the property guarantees the repayment of your investment. This not only offers a sense of security, but also makes it possible to achieve stable and attractive returns.
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At Briqwise, we understand that trust and clarity are key when it comes to your money. That's why we offer a transparent process that guides you step by step. We carefully select the best investment options so you can invest in mortgages with peace of mind. Our experts are always here to support you and make sure you know exactly what you're getting yourself into. This way, you can benefit from the benefits that mortgage security has to offer without worries.

In short, investing in mortgages via Briqwise is a smart choice for anyone looking for security, stability and attractive returns. It's a simple, safe way to make your money work for you, while we make sure you're always fully aware of what's happening with your investment.

How to invest in mortgages with Briqwise?

At Briqwise, we've made investing in mortgages as simple and transparent as possible. We understand that you want control and clarity over your investments, so we've designed a process that gives you just that. Let's take a step-by-step look at how to start investing via our platform.

Sign up

The whole process starts with a simple sign-up. Do you have a minimum investment amount of €100,000 available? Then you can register via our online form. This is not only a formality, but also a way to set up your profile and give you access to our carefully selected range of investment projects.

Claim a project

After signing up, you will get access to a comprehensive overview of available investment projects. Each project has been thoroughly analyzed and provided with all relevant details, such as duration, interest rates and the real estate securities that serve as collateral. Once you've found an interesting project, you can choose to claim your investment.

Assignment

Once you have claimed a project, the assignment follows. At Briqwise, we work with a fair lottery system to determine which investors will be awarded the project. You will be informed of the outcome immediately. Is your claim successful? Then we ask you to upload the necessary documents and sign the agreement digitally. This step ensures that everything is well laid down legally, so that you can invest with peace of mind.

Notarial completion

After the assignment comes the official part: completion at the notary. This is where the mortgage deed is passed, which means that your investment is officially recorded and backed by real estate as collateral. This offers you extra security, as your investment is secured by tangible real estate, unlike many other forms of investment.

Monthly payments

Once the notarial deed has been completed, Briqwise takes over the management of the loan. This means that we collect the borrower's monthly payments and provide you with clear monthly reports. So you can be confident that your investment will be managed in a professional and efficient way, without having to worry about day-to-day management yourself.

Through these streamlined and clear steps, Briqwise offers a safe and efficient way to invest in business mortgages. With full transparency and the security of real estate as collateral, you can start investing with confidence.

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Benefits of investing in mortgages with Briqwise

Investing from €100,000

You can already join Briqwise with a relatively modest amount of €100,000. This means you can profit from lucrative real estate investments without having to contribute a large amount of capital yourself or the hassle of managing properties directly. With this low entry threshold, you are part of a professional investment environment, without the worries that normally come with property management.

Attractive fixed interest rate

One of the biggest advantages of investing with Briqwise is the attractive fixed interest rate you receive on your investment. This fixed interest rate ensures that you have a stable and predictable cash flow. This is ideal if you are looking for certainty in your returns and want to know exactly what to expect. You don't have to worry about fluctuating markets, because you know exactly what you'll receive in interest each month.

Guaranteed monthly payments

At Briqwise, you can count on consistent and timely payments. Every month, you're guaranteed to receive your payout, making it easy to manage your cash flow. This certainty is a huge advantage for investors who are not only looking for growth, but also for reliability in their income.

Real estate as collateral

Every investment with Briqwise is backed by real estate as collateral. This means that your investment is protected by a physical asset that maintains its value or may even increase. Real estate is a proven solid investment, and at Briqwise, you benefit from that security without the burdens of direct property ownership.

First mortgage right

At Briqwise, as an investor, you get the right to a first mortgage. This means that you have priority over other creditors when it comes to recovering your investment. This significantly reduces your risk and increases the security of your investment. The right to get a first mortgage ensures that your investment is well protected, even in unforeseen circumstances.

Liquidate the investment

Flexibility is important, and at Briqwise, we understand that. That's why we offer the option to make your investment liquid if you need your money sooner. This means that you have the freedom to quickly recover your capital if the situation requires it. Whether you want to reinvest or need your money for another reason, Briqwise offers the options you need to stay flexible.

No hassle

At Briqwise, we take care of all the operational work. From collecting payments to managing the loan, we'll make sure your investment runs smoothly. You can focus on what really matters: maximizing your return. The convenience and efficiency that Briqwise offers make investing in mortgages a hassle-free experience.

These benefits make Briqwise the ideal partner for anyone looking for a safe, profitable and easy way to invest in real estate with mortgage security. Whether you're experienced in investing or just starting out, Briqwise offers the security and support you need to succeed.

Our investors' stories

At Briqwise, it's not just about numbers and returns; it's mainly about the people behind the investments. That's why we like to let our investors have their own say. Their stories are proof that investing in mortgages with Briqwise is not only financially attractive, but also provides peace of mind and satisfaction. Curious how others experienced it? Read below for a few short testimonials from our investors who share their experiences and success stories. They tell you how they benefited from fixed returns, security and the ease with which they were able to manage their investments. Their honest stories show that investing with Briqwise is a smart and safe choice, regardless of whether you're a seasoned investor or just starting out. Get inspired by their experiences and discover how you too can benefit from the benefits of investing in mortgages.

Investor talking

A boring, but very constant and safe form of investing

Robert Alberts owns Plantinum bv, a company that produces exclusive planters. In addition, he invests in real estate, provides loans to entrepreneurs and individuals and “invests in the stock market”

Robert about Briqwise

Check out our offer

Curious about the options that Briqwise offers? Then take a look at our current range of investment projects. Here you'll find carefully selected real estate projects that offer you the chance to invest your money safely and profitably. Whether you're looking for a small-scale project or want to make a larger investment, our offerings are diverse and meet different investment goals.

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Check out our entire range

White paper

All forms of investment at a glance

Wealthy people face a negative return on savings. It's that simple. Many investors are therefore looking for alternatives with more returns, but while maintaining certainty. In our white paper, we list various forms of investment: savings, bonds, stocks, buying real estate and financing real estate. You can read all about these forms of investment in our white paper.

Download white paper

FAQs

How does joint investing work (Clubdeal)?

Certain properties are suitable for joint investing involving several investors via participation in a ‘Clubdeal’. You can sign up for a Clubdeal with investors you already know or ones you don’t.

For a Clubdeal, a minimum investment of $100,000 per investor is required.

The rights of investors with a Clubdeal are the same as the rights of an investor in a one-on-one deal.

What risks are involved in property investments?

The main risks in property investments for investors are not getting back the amount lent and not receiving monthly interest.

Briqwise limits these risks with guarantees that offer you a secure and responsible way to invest your money.

Loan amount: This risk is limited by first mortgage security which gives investors the right to sell the collateral (property) if a buyer fails to meet their obligations. It’s important that the proceeds of the sale be higher than the outstanding loan amount, which is why we strive for an LVR (Loan-to-Value ratio) of up to 75%. We place great importance on the assessments of the value of all properties on our website.
Monthly terms: This risk is limited by evaluating the qualifications of property buyers based on their track record and financials. By entering into a factoring agreement, Briqwise will ensure additional protection for payment of the monthly instalments – even if a property buyer does not fulfil its obligations.

When do property buyers have to repay the loan amount?

Property buyers have to repay the loan at the end of the loan term. Usually, each loan is repaid on linear basis during the term up to 50% of the (appraised) value of the real estate that was taken as the starting point for the financing.

What will be the duration of the financing?

Financing has been provided with terms ranging from six months to twenty years. Initially the borrower determines the term of the financing.

What happens if property buyers don’t make payments on time?

If this situation occurs, investors will be informed asap. Since the monthly instalments are guaranteed by Briqwise, you will continue to receive payments.

Briqwise will take any (legal) steps required to collect the monthly payments and additional expenses. If the property buyer remains in default, Briqwise will have a mortgagee sale of the collateral. In this case investors receive their outstanding loan amount from the proceeds of the sale. If the proceeds are insufficient and a residual debt remains, the investor can claim the outstanding amount from the private wealth of the borrower.

As an investor, can I liquidate my funds?

Yes, you can liquidate your funds, by transferring the financing and the related rights and obligations of the loan and mortgage deed to others. Briqwise can assist you with this.

How does a real estate investment come about?

Via the website and by email, you can take an option for real estate financing or claim it.

You will then receive additional information about the entrepreneur and the real estate object will then be temporarily unavailable to others. This gives you enough time to decide whether to convert your option into a claim. If this is not the case, the financing of the property will be available to other investors again.

After a claim, you will receive an acceptance form from us with detailed information about the funding. After signing this, an appointment will be made with the notary and the financing will be concluded.

How do I know which real estate properties I can invest in?

Our website features the latest options. Here, anyone can access general information about real estate properties and financing.

We will email investors additional information about properties (like appraisal reports) and buyers if the investor requests. It is also possible to meet a property buyer in person.

What should I do if I want to invest?

If you’re interested in attractive returns on a secure investment, please call us or register via the website.

How much does it cost to invest with Briqwise?

The costs to invest are listed on the fees page of the Briqwise website.

What are the requirements for a business mortgage?

Requirements may vary, but our team will guide you through the entire process and ensure that you meet all necessary conditions.

Start investing in mortgages

Are you ready to make your money work for you and benefit from a safe and stable investment? At Briqwise, we make it easy to start investing in mortgages. Whether you're already experienced in investing or just starting out, we'll be with you every step of the way. The process is simple, transparent, and designed to provide you with the security you're looking for.

Personal contact with Martin?

Call +61 407 062 604 or

Click here to schedule a (video) meeting